What is Cash-Based Physical Therapy?

As a physical therapist, I understand that pain can be a debilitating experience. Whether it's a result of an injury, chronic condition, or simply the result of aging, pain can significantly impact a person's quality of life. While many people turn to insurance-based physical therapy to find relief, there is another option that may be more effective: cash-based physical therapy.

Cash-based physical therapy is exactly what it sounds like - physical therapy services that are paid for out of pocket, without the involvement of insurance. This model of care has become increasingly popular in recent years as patients have grown frustrated with insurance-based physical therapy, which can be time-consuming, expensive, and often involves a long wait to see a specialist.

Benefits of Cash-Based Physical Therapy

One of the biggest benefits of cash-based physical therapy is that it allows for more one-on-one time with your physical therapist. With insurance-based physical therapy, the focus is often on seeing as many patients as possible in a given day to maximize reimbursement. This can result in rushed appointments and limited time for individualized care. In contrast, cash-based physical therapy typically involves longer sessions and more focused attention on the patient's needs.

Another benefit of cash-based physical therapy is that it allows for more flexibility in terms of the types of services that can be provided. Insurance-based physical therapy is often limited to a set number of sessions and specific types of treatment, which may not be the most effective for every patient. With cash-based physical therapy, the focus is on what works best for the patient, rather than what is covered by insurance. This way you can work with your physical therapist to develop a treatment plan that is tailored to your specific needs, without worrying about insurance limitations.

Cash-based physical therapy can often be more cost-effective in the long run. While insurance-based physical therapy may seem like the cheaper option initially, the co-pays, deductibles, and out-of-pocket expenses can add up quickly. Sadly, insurance companies have been raising their premiums, co-pays, and deductibles, meaning patients are having to pay more out-of-pocket expenses for services “covered” by insurance. Often time, patients will end up with a bill months later for services that weren’t fully covered by insurance in addition to the co-pay they provided at every session. With cash-based physical therapy, patients pay for the services they need and only the services they need, without the added expense of insurance bureaucracy or the worry of a surprise bill.

Why Choose Adherence Therapy and Wellness?

Here at Adherence, we understand the challenges of living with pain. We are committed to providing individualized care that is tailored to the needs of each patient. Our therapist takes the time to listen to your concerns, assess your condition, and develop a treatment plan that is customized to your unique needs. 

We offer a range of services, including manual therapy, therapeutic exercise, and dry needling. We believe in using a holistic approach to physical therapy, which means that we take into account not just your physical symptoms, but also your overall well-being. We will also work with you to fit your schedule with late evening and weekend appointment times. We are a mobile physical therapy clinic, meaning we will do your evaluation and treatments in the comfort of your own home. For more information on what mobile physical therapy is, check out our post “The Benefits of Mobile Physical Therapy.” The cash-pay nature of our business allows us to spend more time with each patient and can provide care that is in no way restricted by insurance, we are able to get you better faster and with fewer visits.

In conclusion, paying cash for physical therapy can provide several benefits, including more personalized care, cost savings, greater flexibility in choosing a provider, and faster access to care. If you're tired of insurance-based physical therapy that leaves you feeling rushed and unsatisfied, it's time to consider cash-based physical therapy at Adherence Therapy and Wellness. Contact us today to schedule a consultation and take the first step towards a pain-free life.